President Donald Trump signed an Executive Order on January 20, 2026, titled “Stopping Wall Street from Competing with Main Street Homebuyers”. This is part of his administration’s efforts to address housing affordability and boost homeownership for American families amid rising costs and supply challenges.
Key Details of the Executive Order
- Main Goal: Prevent large institutional investors (often referred to as “Wall Street” firms or corporations) from buying single-family homes that could otherwise go to individual buyers, first-time homebuyers, or families. Trump stated this preserves supply for owner-occupants and increases paths to homeownership, emphasizing “America will not become a nation of renters.”
- What It Does:
- Directs federal agencies (including HUD, Treasury, USDA, VA, GSA, and FHFA) to issue guidance within 60 days to restrict federal programs from approving, insuring, guaranteeing, securitizing, or facilitating sales of single-family homes to large institutional investors.
- Promotes sales to individuals through “first-look” policies (giving non-institutional buyers priority on foreclosed properties), disclosure requirements, and measures to prevent circumvention.
- Requires the Treasury Secretary to define “large institutional investor” and “single-family home” within 30 days.
- Instructs HUD to demand disclosures of ownership in single-family rentals from potential large investors involved in federal housing programs.
- Directs the DOJ and FTC to review large investor acquisitions for anti-competitive practices and prioritize enforcement in the single-family rental market.
- What It Does NOT Do:
- It is not a full nationwide ban on institutional buying of single-family homes (private-market transactions without federal involvement are unaffected).
- No requirement for existing institutional owners to sell their portfolios.
- Includes exceptions (e.g., for build-to-rent communities planned as rentals from the start).
Broader Context
- Trump announced plans for this in early January 2026 (e.g., a January 7 post) and highlighted it during his World Economic Forum speech in Davos on January 21–22.
- The order targets concerns that institutional investors (owning ~3% of single-family rentals per GAO data) drive up prices and reduce availability for everyday buyers.
- Experts note potential limited immediate impact on overall prices/affordability, as it focuses on federal leverage points rather than the full market. It sets the stage for possible future legislation.
- This fits into Trump’s housing agenda, including other proposals like expanded mortgage support, allowing 401(k) withdrawals for down payments, and boosting supply.
The full text is available on the White House site: whitehouse.gov/presidential-actions/2026/01/stopping-wall-street-from-competing-with-main-street-homebuyers, along with a fact sheet.
Opinions:
Unfortunately his administration misunderstood the real nature of these transactions.
Products sold to investors are NOT securities at all. Not PLMBS , not Mortgage Backed Securities ( MBS ).
These products are private contracts (bets) between stockbrokers and investors which are “backed” by homeowners’ identities and financial reputation.
And these bets are sold on unlimited basis in various forms by different parties at the same time .
Homeowners whose identities are sold have no clue about it.
It’s like you would bet that a racing horse will win the race, while the stockbroker bets against this horse and makes sure it will never win.
Homeowners must always lose because stockbrokers bet against them.
Read about Goldman Sachs and AIG.
AIG placed a $6 billion bet on GS “shity deals”.
GS knew that AIG bets will fail and bet against them, but Obama paid the bailout anyway.
So, $6 billion was pure profit for GS paid by taxpayers who were held responsible for AIG gambling addiction where homeowners identify was used as gambling chips by GS.
These are NOT securities and they are NOT regulated by anyone.
It’s a huge underground casino.
This is why Wall Street massively buys homes to convert them into rent- they know that TITLE is not repairable.
Trump wants to stop it but it’s too late. The damage to 20mm homeowners to day has been done and Congress ignores it all. Your Representatives ignore it all and try to sweep it under the rug as if it never happened.
TITLES cannot be repaired after 25 years of fraud and deception…
AXJNEWS ( www.axj.news ) with close to 1mm homeowners reading this! Make it go viral.